Individual Services
Our individual strategies and tax efficiencies including personal investments, personal insurance.
Personal Insurance
Living Benefits
Protect your income and lifestyle with living benefits that provide financial support in case of disability or illness, ensuring your family's financial security during challenging times.
Disability Insurance
Safeguard your income in the event of a disability that prevents you from working, ensuring your financial obligations are met without strain.
Critical Illness Insurance
Receive a lump-sum payout upon diagnosis of a covered critical illness, alleviating financial burdens and allowing you to focus on recovery.
Life Insurance
Ensure your family's financial stability in the event of your passing, providing funds for mortgage payments, education expenses, and daily living costs.
Term 10, 20, 30
We can tailor your life insurance coverage based on your specific needs and time frames with flexible term options.
Participating / Whole Life
Participating or whole life insurance options for long-term protection and potential cash value accumulation can be used as emergency funds and personal retirement strategy – withdrawals are tax free.
Personal Investments
TFSA (Tax-Free Savings Account)
Leverage the flexibility of a TFSA to grow investments tax-free and achieve various financial goals, such as buying a home or supplementing retirement income.
Registered / Non-Registered
Diversify your investment portfolio through both registered and non-registered accounts, optimizing tax advantages and investment growth.
RRSP (Registered Retirement Savings Plan)
Strategically plan for retirement by contributing to an RRSP, benefiting from tax-deferred growth and potential tax deductions.
Comprehensive Strategies for Personal and Family Prosperity
At Par Financial, we understand the importance of comprehensive financial planning for individuals and families. Our personalized approach to financial planning encompasses a range of personal insurance options to protect your family's future, along with diverse investment avenues that align with your goals and risk tolerance.
Our team of experts is dedicated to crafting tailored financial strategies that secure your family's financial well-being while optimizing tax efficiencies and maximizing growth potential. Contact us today to start building a holistic financial plan that supports your aspirations and secures a prosperous future for you and your loved ones.
